White Label vs. Payment API: A Deep Dive into Web3 Payment Solutions

Core Concept Analysis

Payment API As a foundational payment solution, it supports multi-chain (ETH/BNB/TRON/POLYGON etc.) and multi-currency (USDT/USDC/ETH/BNB) payments. Its core advantages include:

• ntegrated payment system (PC/H5 adaptive)

• Multi-chain transaction reports and balance change tracking

• Suitable for general payment scenarios

White Label An customized upgrade on top of payment API services. Its core value lies in:

• Brand-specific payment interface (logo replaceable)

• No redirection to third-party payment terminals, completing payments entirely within merchant websites

• Suitable for brand-oriented payment scenarios

Rate Difference

Payment API The lowest handing fee 0.8%,and no additional fees

White Label The lowest handing fee 1%,and no additional fees

Selection Recommendations

White Label and Payment API are different concepts, although their APIs are basically related. White Label is a customized, logo-free cash register for branded merchants, which allows the merchant user to complete the entire process from product purchase to payment without a webpage jump, and also allows branded merchants to use their own merchant name and brand logo in the customized cash register.

Choose Collection API:

• Need rapid integration

• Project in early stage

• Focus on basic payment functions

Choose White Label :

• Require brand payment entrance

• Have customization needs

• Need deep integration with existing system